(Effective April 14, 2003)

This notice is provided to you and other customers of OHTC Network (which consist of Eastern Medicine, OHTC.com, Chunseung.com, Traditional Baduk.com, NCCTMA.com, and Caeonline.orgto explain how OHTC Network uses your nonpublic personal information. OHTC respects your privacy.

We may disclose your nonpublic personal information to our affiliates and to carefully selected companies for general business purposes, to provide better service and to improve your overall experience with OHTC Network. We may also disclose your nonpublic personal information to help develop and improve products and services that may be of interest to you and to tell you about them. You may have other rights under state law that apply.

Categories of Nonpublic Personal Information We Collect and May Disclose:

• Information we receive from you on applications or other forms, such as your name, address, occupation, telephone number, and E-mail;
• Information about your activities with us and our affiliates.

OHTC Network does not disclose your nonpublic personal information to nonaffiliated third parties. We restrict access to nonpublic personal information about you to those employees and other persons hired by us who need to know the information to provide products and services to you and to otherwise service your account with us. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.

• This notice applies only to individuals who have obtained an OHTC Network’s membership within OHTC’s Eastern Medicine, Traditional Martial Arts, Traditional Baduk, NCCTMA and CAEONLINE products and memberships for personal, household, or family purposes.

If you are like to become a New User or Member, please read carefully the following General Terms and Conditions.

GENERAL TERMS AND CONDITIONS Welcome to the OHTC.COM! This website is owned and presented by Optimal Health Total Concepts. OHTC.COM is a gateway to a network of sites comprised of various topics such as eastern medicine, martial arts, baduk, traditional tea ceremony, certification and more. Sites include Martial Arts, Easternmedicine, Naturalhealingart, Art of Tea, Baduk, ACTMA, NCTMA and Ki to life, collectively referred to as the "OHTC Network,". The OHTC Network is the traditional martial arts and Traditional Eastern Medicine's home site. OHTC makes available a variety of products and services through the OHTC Network subject to these General Terms and Conditions. By registering for and using this site you agree to become a member of the OHTC service and to be bound by these terms and conditions for as long as you continue your membership. Please review these Terms and Conditions periodically as updates will be posted. When you register as a member of the OHTC.COM network, you represent and warrant that all registration information you submit is truthful and accurate and that you will maintain the accuracy of such information. You further represent and warrant that you are 13 years of age or older and that your use of the OHTC.COM network will not violate any applicable laws. Membership is for your sole, personal use, and you will not authorize others to use your account, including your registration profile or e-mail. You are solely responsible for all content published or displayed through your account, including any email messages, and for your interactions with other members. Upon registering, you will receive a user name and password. You are responsible for maintaining the confidentiality of the user name and password, and are fully responsible for all activities that occur under your user name and password. You agree to immediately notify OHTC.COM of any unauthorized use of your user and password or any other breach of security. It is also your responsibility to exit from your account at the end of each session. OHTC.COM cannot and will not be liable for any loss or damage arising from your failure to comply with this requirement. You acknowledge and agree that all information shared or developed for use with access to the OHTC.COM network is proprietary and cannot be misused. OHTC.COM reserves the sole right and discretion, to reject, refuse to post or remove any posting by you, or to restrict, suspend, or terminate your access to all or any part of the OHTC.COM network, at any time, for any reason, with or without prior notice, and without liability. Also, OHTC.COM reserves the right to revocation or cancellation of membership at any time for any reason, including but not limited to member violation of the terms and conditions, inactive status termination, voluntary or involuntary removal. Reactivation of membership will be subject to acceptance and is not automatic. We hope your enjoyment of OHTC.COM services will be enhanced by the application of these Terms and Conditions. It is our belief that your understanding of the guidelines we have set forth will allow the OHTC Community to continue to be a place for joy. Thank you for your cooperation!

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